PCI MPoC Standard - All the Key Highlights

The new PCI Mobile Payments on COTS (MPoC) standard was published in end-2022 to support the evolution of contactless payment acceptance methods. Built on existing PCI Software-based PIN Entry on COTS (SPoC) and PCI Contactless Payments on COTS (CPoC) Standards, the new standard aims to provide increased flexibility in how SoftPOS solutions are developed, deployed and maintained.

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In this whitepaper, we study the key changes introduced to SoftPOS solution development and the new security standard's requirements on certification. 

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• Key differences in requirements between ToP/TTP pilot initiatives, PCI CPoC and the new PCI MPoC standard.

• Notable changes to the development, deployment and maintenance of SoftPOS solution.

• Impacts of the requirements on SoftPOS solution and service providers.